Good news are coming from the commission Balance of Chamber, which approved in these days an amendment included in the Law of Stability 2016.
Thanks to this legislative news, we are ready to welcome a new form of Real Estate Leasing, which is easier and active only for 5 years from 2016 to 2020.
There is a spontaneous question, what will it change for privates interested in buying the primary residence?
Concerning new real estate leasing, the house becomes a resource always more similar to faithful car, and people can buy it with a financial leasing contract.
We are ready to say “goodbye” to good and “expensive” loan and to pay a starting rent for primary house, and then we can decide to buy or not the property.
The negotiation, in this way, will have a intermediary or a finance corporation involved into the realization or the purchase of property and the user involved into the payment of a “rent”, with a final release of the house, which was previously determined.
To date, moreover, to facilitate and to increase this business, in the program of Stability 2016, it will be a discount Irpef of 19% for rents till € 8.000 and a final maxi payment till € 20.000, only for buyers under 35.
Also for over 35 there will be some middle facilitations, thanks to them the calculation will be done on a maximum rent of € 4.000 and a final maxi payment of € 10.000.
For banks and intermediaries, whereas, a positive change is connected to duty, which will be applied as 1,5 % for financial leasing activities concerning houses classified as “not luxurious” and for operations connected to assignments, from users, of financial leasing contracts, always linked to “not luxurious” properties.
Finally, for the purchase of a residential house, from builder societies, this amendment will expect a discount of 50% of VAT from Irpef of buyer, by starting the deduction in 10 stable annual quotas.
However, all that generates a concrete fear, what will it happen if i cannot pay the rent?
Keep calm, in this case, it will be possible to stop the payment of leasing contract just for one time and for a maximum and total period of twelve months, without any commission or further costs.
And according to you, what will this taste of house bring: a love at first sight or a touch and go?
